Step 1
Selection
The customer selects UPI or scans the merchant’s UPI QR code at checkout.
UPI (Unified Payments Interface) is India’s real-time payment system, processing billions of transactions monthly and used by over 300 million people. It enables instant bank transfers via mobile apps and is the backbone of India’s digital payments ecosystem.
For merchants, UPI is one of the largest and most important payment systems in the world by transaction volume, offering extremely high consumer adoption, instant settlement, and a strong mobile-first checkout experience across one of the world’s fastest-growing digital economies.
CUSTOMER EXPERIENCE

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Simplifying the complex
Connect to our platform with a single, modern API. We’ve abstracted the complexity of 70+ local regulatory systems and hundreds of payment protocols into a set of simple, powerful primitives.
We handle encryption, authentication, and tokenization at the platform level to help reduce your compliance burden. Our teams support local regulatory requirements across global markets, with ISO 27001:2022 certification and controls aligned to recognised security standards.