UPI (Unified Payments Interface) is India’s real-time payment system, processing billions of transactions monthly and used by over 300 million people. It enables instant bank transfers via mobile apps and is the backbone of India’s digital payments ecosystem.

For merchants, UPI is one of the largest and most important payment systems in the world by transaction volume, offering extremely high consumer adoption, instant settlement, and a strong mobile-first checkout experience across one of the world’s fastest-growing digital economies.

CUSTOMER EXPERIENCE

How it works for your customers

Step 1

Selection

The customer selects UPI or scans the merchant’s UPI QR code at checkout.

Step 2

Choose UPI app

Customer selects their preferred UPI app (or enters their UPI ID for a push notification).

Step 3

Authenticate

A payment request is pushed to the UPI app.

Step 4

Confirm payment

The customer reviews and enters their UPI PIN to approve.

Step 5

Confirmation

The transaction is processed instantly and confirmation is displayed to both customer and merchant.

Selection
Selection

Step 1

Selection

The customer selects UPI or scans the merchant’s UPI QR code at checkout.

Choose UPI app

Step 2

Choose UPI app

Customer selects their preferred UPI app (or enters their UPI ID for a push notification).

Authenticate

Step 3

Authenticate

A payment request is pushed to the UPI app.

Confirm payment

Step 4

Confirm payment

The customer reviews and enters their UPI PIN to approve.

Confirmation

Step 5

Confirmation

The transaction is processed instantly and confirmation is displayed to both customer and merchant.

Other LPMs in this region

Boost conversion by offering the local ways to pay that your customers know and trust. From e-wallets to real-time bank transfers, Boku handles the complexity of local markets so you can scale faster.

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Connect to 200+ local payment methods through one REST API. Standardized payment method flows make it easy to add new markets and methods without rebuilding your core integration.

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