Step 1
Selection
The customer selects bank transfer (NIP) as their payment method at checkout.
The Nigeria Inter-Bank Settlement System (NIBSS) operates NIP (NIBSS Instant Payments), the country’s real-time account-to-account payment infrastructure. It connects all major Nigerian banks and processes millions of transactions daily, making it a foundational rail for digital payments in Africa’s largest economy.
For merchants, NIBSS provides nationwide bank coverage with high reliability and instant settlement, making it the preferred method for high-frequency transactions and bill payments in a market where card penetration remains relatively low.
CUSTOMER EXPERIENCE
How it works for your customers
Other LPMs in this region
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